Travel credit cards offer all sorts of perks that make traveling enjoyable and easier on your wallet. There are four travel rewards credit cards: hotel credit cards, airline credit cards, travel credit cards with transferable rewards and travel credit cards with fixed-rate rewards. Their benefits include airport lounge access, a free night certificate, and purchase rewards.
Other benefits include a sign-up bonus, free checked luggage, spending credits, and travel protection.
You can get lots of value from the best travel credit cards, but one key thing is picking a travel card that fits your budget, lifestyle, and travel habits. Among the best travel rewards credit cards of 2022 is the Bank of America® Travel Rewards credit card. This card gives a welcome offer of $250 travel statement credit when you spend $1,000 in the first 90 days, and there’s no annual fee.
It also delivers a generous 0% intro offer on purchases and balance transfers and unlimited rewards on purchases.
The Platinum Card® from American Express gives a welcome offer of 100,000 membership rewards points and charges an annual fee of $695. Its high yearly fee is justifiable for regular travelers, and its pros include airport lounge access, hotel benefits, flexible travel points, and substantial spending credits. The Citi Premier® Card has an annual fee of $95 and a welcome offer of 80,000 ‘Thank You points. Its pros include annual hotel savings, flexible travel rewards points, travel and dining rewards, and grocery and gas rewards.
The cons of having a Citi Premiere travel credit card include limited consumer/travel protections.
The American Express® Gold Card gives a welcome offer of 60,000 membership reward points and charges an annual fee of $250. Its benefits include restaurant rewards, travel and dining credits, high-value reward points, and U.S. supermarket rewards. Accordingly, The Bank of America® Travel Rewards Credit Card for Students gives a welcome offer of 25 points and charges no annual fee. Its benefits include a competitive rewards rate and a 0% intro APR offer.
The Capital One Venture X Rewards Credit Card gives a welcome offer of 75,000 miles when you spend $4000 in the first three months and charges an annual fee of $395. Its benefits include airport lounge access, easy-to-use miles, and high rewards. However, other travel credit cards considered best to choose from are The Platinum Card® from American Express, Wells Fargo Autograph℠ Card, and Ink Business Preferred® Credit Card.
You can also opt for the Chase Sapphire Preferred® Card, Bank of America® Premium Rewards® credit card, and American Express® Gold Card.
The Delta SkyMiles® Gold American Express Card and the Marriott Bonvoy Boundless® Credit Card are also on the list. To select the best travel rewards credit card, first focus on how you’ll use your travel rewards; secondly, weigh the value of additional benefits, or perhaps pick a card that will earn you lots of travel rewards. If in doubt or not convinced, you can get a travel card with transferable rewards.