Banking
14 Best Travel Rewards Credit Cards Of 2022
Instead of cash, travel rewards credit cards allow you to pay for your most significant travel expenses.
Travel credit cards offer all sorts of perks that make traveling enjoyable and easier on your wallet. There are four travel rewards credit cards: hotel credit cards, airline credit cards, travel credit cards with transferable rewards and travel credit cards with fixed-rate rewards. Their benefits include airport lounge access, a free night certificate, and purchase rewards.
Other benefits include a sign-up bonus, free checked luggage, spending credits, and travel protection.
You can get lots of value from the best travel credit cards, but one key thing is picking a travel card that fits your budget, lifestyle, and travel habits. Among the best travel rewards credit cards of 2022 is the Bank of America® Travel Rewards credit card. This card gives a welcome offer of $250 travel statement credit when you spend $1,000 in the first 90 days, and there’s no annual fee.
It also delivers a generous 0% intro offer on purchases and balance transfers and unlimited rewards on purchases.
The Platinum Card® from American Express gives a welcome offer of 100,000 membership rewards points and charges an annual fee of $695. Its high yearly fee is justifiable for regular travelers, and its pros include airport lounge access, hotel benefits, flexible travel points, and substantial spending credits. The Citi Premier® Card has an annual fee of $95 and a welcome offer of 80,000 ‘Thank You points. Its pros include annual hotel savings, flexible travel rewards points, travel and dining rewards, and grocery and gas rewards.
The cons of having a Citi Premiere travel credit card include limited consumer/travel protections.
The American Express® Gold Card gives a welcome offer of 60,000 membership reward points and charges an annual fee of $250. Its benefits include restaurant rewards, travel and dining credits, high-value reward points, and U.S. supermarket rewards. Accordingly, The Bank of America® Travel Rewards Credit Card for Students gives a welcome offer of 25 points and charges no annual fee. Its benefits include a competitive rewards rate and a 0% intro APR offer.
The Capital One Venture X Rewards Credit Card gives a welcome offer of 75,000 miles when you spend $4000 in the first three months and charges an annual fee of $395. Its benefits include airport lounge access, easy-to-use miles, and high rewards. However, other travel credit cards considered best to choose from are The Platinum Card® from American Express, Wells Fargo Autograph℠ Card, and Ink Business Preferred® Credit Card.
You can also opt for the Chase Sapphire Preferred® Card, Bank of America® Premium Rewards® credit card, and American Express® Gold Card.
The Delta SkyMiles® Gold American Express Card and the Marriott Bonvoy Boundless® Credit Card are also on the list. To select the best travel rewards credit card, first focus on how you’ll use your travel rewards; secondly, weigh the value of additional benefits, or perhaps pick a card that will earn you lots of travel rewards. If in doubt or not convinced, you can get a travel card with transferable rewards.
